Use It or Lose It! Maximizing Your Dental Benefits Before the End of the Year
Did you know your dental benefits reset every year? It’s true. If your dental insurance plan, like most is on a calendar year, you will lose out on all unused benefits after December 31st.
That means this is a great time of year to take advantage of everything your dental insurance provides, especially if you have outstanding treatments. Here are just a few of the services you want to use before you lose the opportunity.
Getting a regular checkup ensures your teeth and gums are in tip-top shape and gives your dentist a chance to review your oral health to make sure problems aren’t developing. Plus, you’ll get to enjoy a professionally cleaned and polished smile, which can have you leaving the office feeling like a more radiant, confident you.
Many dental insurance plans provide coverage for two checkups a year at six-month intervals. So, if you haven’t had a cleaning in the last six months, now is an excellent time to schedule an appointment.
If you need more extensive dental treatments involving multiple visits, the end of the year is the perfect time to get started. This is especially true if you’ve already met your deductible and haven’t hit your annual maximum. Once your deductible is paid, your out-of-pocket expenses can decrease dramatically, making it an ideal situation for larger dental treatments.
If you’re getting close to your annual maximum, Murphy Orthodontics can help create a plan to maximize your benefits by splitting your treatment between this year and next, allowing you to use the benefits you have remaining this year and take advantage of your renewed benefits after the new year.
This approach can help minimize out-of-pocket expenses by optimally using your coverage. And, if you need more assistance with making the costs manageable, we offer financing options like Care Credit that can allow you to spread out-of-pocket costs over a period that is manageable for you, sometimes without any interest charges.
After your dentist has reviewed your situation and developed a treatment plan, we can come up with a financial arrangement that allows you to maximize your dental insurance benefits, and achieve optimal oral health and the beautiful smile of your dreams.
Don’t let your 2018 dental benefits go to waste by making sure you use them before December 31. Schedule an appointment today to get started.